Freddie Mac's and Fannie Mae’s offering that allows lenders to originate eligible loans without an appraisal. Property information is collected by trained data collectors in lieu of an appraisal.

Freddie Mac's 70D and Fannie Mae's 1004 Desktop does not require an inspection if a floorplan with interior walls and exterior dimensions and photos are available. If not available, an inspection can be provided by our trained, professional data collector.

This bifurcated appraisal consists of an ACE+ PDR and Value Acceptance + Property Data Report completed by our trained professional data collector and the valuation completed by a geographically competent appraiser.